Arab Bank Group Financial Summary

AB Group consolidated income statement * Income Statement USD'000 Dec. 2015 USD'000 Net interest income 1,091,138 Dec. 2016 1,114,518 Net commission 319,603 315,903 Group's share of profits of associates 356,981 334,964 Other revenue 140,638 161,027 Net operating revenue 1,908,360 1,926,412 Operating expenses 1,156,141 956,541 Net operating income 752,219 969,871 Provision for impairment - direct credit facilities 32,891 179,056 Net income before tax 719,328 790,815 Income tax 277,205 258,149 Net income after tax 442,123 532,666 Foreign operations continue to do well despite challenging economies in the region. 10

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