1H24 Financial Results

Market share¹ | moth Disciplined approach to growth % Dec 22 Jun 23 Dec 23 Home lending 2,9 CBA Peers Household deposits 3,9 CBA Peers Home loans RBA² 25.1 25.1 24.5 40% Home loans - APRA³ Break in series from Jun 21 25.8 25.8 25.3 30% Break in series from Jul 19 Credit cards - APRA³ 28.8 28.9 29.0 20% Other household lending - APRA³,4 19.5 20.5 21.3 10% Household deposits - APRA 3 26.9 26.9 26.6 0% Jun 07 40% 30% 25% 21% 20% 14% 13% 10% 5% 0% Dec 23 Jun 07 Break in series from Jun 21 Break in series from Mar 19 27% 21% 14% 12% 4% Dec 23 Business lending - RBA5 17.0 17.1 17.1 Business lending - APRA³,6 17.8 18.0 18.2 Business lending5 Business deposits 3,6 30% Business deposits - APRA 3,6 22.4 22.8 22.8 CBA CBA Peers 30% Equities trading 3.7 3.5 3.3 20% NZ home loans 21.6 21.5 21.0 17% 20% Peers unavailable Includes IB&M 10% 23% 21% 18% 16% NZ business lendingⓇ 16.8 17.3 17.2 NZ customer deposits 18.0 18.5 18.6 0% Jun 19 10% Dec 23 Jun 19 Dec 23 1, 2, 3, 4, 5, 6, 7, 8, 9. Refer to sources, glossary and notes at the back of this presentation for further details. 68

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