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Investor Presentaiton

Balance Sheet Overview SOUTH INDIAN Bank Rs. Cr. Jun 2020 Jun 2019 Y-0-Y (%) Mar 2020 Q-0-Q (%) Capital & Liabilities 96,322 93,804 3% 97,032 (1%) Capital 181 181 0% 181 0% Reserves and Surplus 5,391 5,325 1% 5,294 2% Deposits 82,469 81,723 1% 83,034 (1%) Borrowings 6,248 5,003 25% 6,893 (9%) Other Liabilities & Provisions 2,033 1,572 29% 1,630 25% Assets 96,322 93,804 3% 97,032 (1%) Cash & Balances with RBI 2,847 3,607 (21%) 2,806 1% Balances with Banks 1,168 1,357 (14%) 1,384 (16%) Investments 19,884 20,249 (2%) 20,625 (4%) Advances 64,593 62,658 3% 64,439 0% Fixed Assets 790 790 0% 800 (1%) Other Assets 7,040 5.143 37% 6,978 1% Business (Advances + Deposits) 147,063 144,381 2% 147,473 0% Savings Accounts 18,331 16,269 13% 17,552 4% Current Accounts 3,848 3,449 12% 3,208 20% CASA Ratio 26.89% 24.13% 276 bps 25.00% 189 bps 38
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