Emirates NBD Investor Presentation H1 2021
Funding and liquidity
Highlights
Advances to Deposit and Liquidity Coverage Ratio (%)
200
110
188.8 LCR (%)
ADR (%)
• LCR of 158.8% and ADR of 95.7% demonstrate the Group's continuing healthy liquidity
• Liquid assets* of USD 22.5 billion cover 14% of total liabilities and 18% of deposits
• USD 5.5bn issuance in 2021 fully covers this year's maturities and 1/3rd of 2022
maturities
LCR %
ADR %
180
105
165.0
165.1
149.3
160.0
161.7
158.8
160
152.5
100
149.7
DenizBank issued a USD 410 million multi-currency syndicated loan, the first Turkish
bank syndication to include a Renminbi denominated tranche, reflecting DenizBank's
increasing appeal amongst international investors
140
55
95
96.1
96.6
120
94.8
95.6
95.0
95.7
00
90
92.1
91.8
92.6
100
85
85
Q2 19 Q3 19 Q4 19 Q1 20 Q2 20
Maturity profile of Debt Issued (USD billion)
Q3 20
Q4 20
Q1 21
Q2 21
Composition of liabilities / Debt issued (%)
Liabilities (USD 166.3bn) Debt/Sukuk (USD 17.2bn)
Banks
9%
Customer
deposits
75%
Others
6%
Debt/Sukuk
10%
Maturity Profile of Debt/ Sukuk Issued USD 17.2bn
2.9
0.1
Syn bank borrow.
2.8
2.6
2.7
0.1
0.3
2.6
1%
1.6
Loan secur.
0%
1.7
2.8
1.1
2.7
1.0
0.0
2.3
EMTNS
Sukuk
0%
0.7
1.1
0.8
9%
0.3
2021
2022
2023
2024
2025
2026 -
2028
2029 -
2035
Beyond
2036
*Includes cash and deposits with Central Banks, excludes interbank balances and liquid investment securities
DenizBank
Club Deal
Public & Private Placement
Financial and Operating Performance
222
22View entire presentation