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Investor Presentaiton

BOARD ETHICS, ENVIRONMENT, SOCIAL AND GOVERNANCE COMMITTEE (EESG) COMMITTEE REMIT EXPANDED 2017, GENERALLY MEETS FOUR TIMES A YEAR INDICATIVE AGENDA AND TOPICS COVERED • Governance Committee remit and forward agenda Materiality Review Governance and regulatory updates Review of Ethics and Responsible Business Committee minutes • 14% • 23% Who we bank • Emerging social issues eg. animal welfare, data privacy Asian developing nation customer onboarding due diligence Institutional customer human rights claims Carbon policy • How we measure and communicate Retail investor reports • ESG reporting and targets • ESG external assurance Taskforce on Climate-related Financial Disclosures 11% Our purpose and priorities 14% Housing Financial wellbeing Environmental sustainability • 38% • How we bank • CEO conduct report Customer complaints Product suitability Vulnerable customers ESG topics discussed by full Board or other Board sub-committees Royal Commission - governance over program of work Customer remediation Remuneration policy and practices ANZ 11
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