Investor Presentaiton
AUSTRALIA HOME LOANS
PORTFOLIO GROWTH
HOME LOAN FUM COMPOSITION 1,2,3,4
LOAN BALANCE & LENDING FLOWS¹
$b
$b
281
278
275
5
269
'5'
265
264
6
8
22
'7'
21
21
5
31
26
22
8
10
14
17
60
60
62
62
62
62
57
40
62
54
52
186
185
180
161
164
168
14
4
48
275
278
-63
Sep-20
New Sales
excl. Refi-In
Net OFI Refi
Redraw &
Interest
Repay / Other
Sep-21
MARKET SHARE5
%
14.7% 15.1%
14.1%
14.3% 14.5%
13.4% 13.4% 13.4%
13.9%
Mar-19
Sep-19
Inv P&I
Mar-20
OO I/O
Sep-20
Inv I/O
Mar-21
Sep-21
Equity Manager
Based on Gross Loans and Advances. Includes Non Performing Loans
Owner Occupied
Sep-19
Investor
Sep-20 Aug-21
Total
The current classification of Investor vs Owner Occupied is based on ANZ's product category, determined at origination as advised by the customer and the ongoing precision relies primarily on the customer's obligation to
advise ANZ of any change in circumstances
OO P&I
1.
2.
345
3.
4.
5.
Interest Only (I/O) is based on customers that request a specific interest only period and does not include loans being progressively drawn e.g. construction
ANZ Equity Manager product no longer offered for sale as of 31 July 2021
Source: APRA Monthly Authorised Deposit-Taking Institutions Statistics (MADIS) to Aug 21
ANZ
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