Strategic Business Opportunities and Technological Tailwinds slide image

Strategic Business Opportunities and Technological Tailwinds

RBL BANK Deposit Playground (India vis-à-vis Our Branch Banking Footprint) *Map shows states with the highest deposits (Rural and Urban) with Banks in Q4FY23 *Map shows states with overall deposits as of June 2023 Jammu & Kashmir 0.08L Cr Ladakh 1.56L Cr Total Deposits with banks 188 Lakh Cr(approx) Punjab 1.29 L Cr Himachal Pradesh 5.48 L. Cr 1.93 L Cr Uttarakhand Haryana Delhi Sikkim Assam 6.82 L Cr 16.59 L Cr 0.14 L Cr Rajasthan 5.52L Cr Uttar Pradesh 14.31 L Cr Arunachal Pradesh 0.25 L Cr LA J&K HP 1-3K Cr CH 0.5-1K Cr PB 1-3K Cr UK HR <0.5K Cr 1-3K Cr DL AP 5-14K Cr RJ 0.5-1K Cr UP 1-3K Cr 1.72 L Cr Bihar 4.37 L Cr Meghalaya 0.28 L Cr Tripura 0.26 L Cr Manipur 0.14 L Cr BH <0.5K Cr AS <0.5K Cr ML NG Nagaland 0.15 L Cr GJ 1-3K Cr MZ MP 0.5-1K Cr JH CH <0.5K Cr WB 1-3K Cr OD <0.5K Cr Madhya Pradesh 5.19L Cr Jharkhand 2.95 La Chhattisgarh 6.22 L Cr Gujarat 10.07L Cr Odisha 4.4 L Cr Mizoram 0.10 L Cr D&D Maharashtra Daman & Diu 0.14L Cr 39.02L Cr West Bengal 10.27 L Cr < 0.5K Cr MH >14K Cr TG 3-5K Cr → Telangana 6.72L Cr Goa 1.02L Cr Karnataka 14.3L Cr ▸ Andhra Pradesh 3.81 L Cr Puducherry 0.26L Cr *Source: RBI report Kerala 7.02L Cr Tamil Nadu 0-1L 1L-2L 2L-6L 6L-12L 13L+ 11.9L Cr Save For Later Someone Needs To See This Source: RBI data Branch Banking Sourced Deposits ~ 52,000 Crores 25 States & UTS 151 Districts 519 Branches Years In Your Service ESTABLISHED IN 1943 Statewise Deposit Contribution State Maharashtra Industry Contribution BBB RBL No of Contribution branches 21% 28% 138 Delhi 9% 15% 56 Goa 0.5-1K Cr KA 3-5K Cr AP 1-3K Cr Tamil Nadu 6% 11% 56 Karnataka 8% 11% 58 Telangana 4% 6% 23 PD *Growth & Expansion Opportunities TN < 0.5K Cr Uttar Pradesh 8% 4% 24 5-14K Cr Gujarat 5% 4% 16 0.5-1 Cr West Bengal 5% 5% 22 Focus on Mass Affluent Population Replicate India deposit footprint through expansion in high deposit cities within large states and expand presence in other large states 79
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