SFIL Group Investor Presentation
PUBLIC OWNERSHIP AND PUBLIC POLICY MISSIONS
FRENCH LOCAL PUBLIC SECTOR LENDING IN PARTNERSHIP WITH LA BANQUE POSTALE
SFIL
French local public
sector
LA
Financial markets
Long term
lending
BANQUE
POSTALE
loans are
transferred
via true sale
Caisse
Française de
Financement
Local
Bond
issuance
Lending to the local public sector under a strict framework under European Commission supervision, scope of
lending limited to French local authorities and public hospitals
Loans are originated by La Banque Postale, transferred via true sale to the balance sheet CAFFIL and refinanced
via bond issuance on international capital markets
Loans at priced at the going market rate, without any subsidization and with a separate credit approval process
at the level of SFIL Group
Looking ahead, the refinancing of local public sector loans originated by CDC (Banque des Territoires) will
complement the refinancing of local public sector loans originated by La Banque Postale
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SFIL Group Investor Presentation
March 2022View entire presentation