Investor Presentaiton

Consolidated customer deposits increased by 4% q-o-q, and by 7% in Hungary partly as a result of the PIT refund. Ukrainian and Russian deposits also increased Q-0-Q DEPOSIT volume changes adjusted for FX-effect – 1Q 2022 Cons. Core DSK OBH OBSrb SKB OBR OBU OBRU CKB (Hungary) (Bulgaria) (Croatia) (Serbia) (Slovenia) (Romania) (Ukraine) (Russia) (Monten.) OBA OBM (Albania) (Moldova) Ꮳ Q-o-Q nominal change 792 705 81 -38 -13 10 -13 17 46 1 8 -14 (HUF billion) 4% Total 7% 2% -2% -1% 1% -2% 3% 12% 0% 3% -6% 2% 5% 0% -1% -2% 0% 1% 8% -5% -2% 1% -8% Retail 6% 9% 9% -5% 1% 1% -4% 0% 37% 2% 12% -4% Corporate¹ 5,777 5,490 990 95 -511 211 -200 82 -81 27 37 73 1 Including MSE. MLE and municipality deposits. Cotpbank 18

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