Scotiabank Investor Presentation

Focus on 2001 Peter Godsoe Chairman & C.E.O. 29 29 2001: Build on Strengths ■ Achieve targets: ➤ earnings growth 12-15% ➤ ROE 16-18% Higher contribution from all businesses ■Maintain productivity leadership (target <60%) ■ Continued strong capital & reserves 30

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