Investor Presentaiton
Principles of Macroprudential Liquidity Buffer (MLB)
BHINNEKA
1
Rate
Regulation
2 Components
MLB (Conventional Commercial Bank)
MLB Sharia (Sharia Banks)
4% of rupiah deposits (including Sharia Business Units 4% of rupiah deposits
deposits)
•
•
Securities denominated in rupiah held by a conventional • Sharia-complaint securities denominated in rupiah
commercial bank that may be used for monetary held by an Sharia bank that may be used for sharia-
operations (including SBI/SDBI/SBN); and
compliant monetary operations (including SBIS/SBSN)
Sharia-complaint securities denominated in rupiah held by
an Sharia business unit that may be used for sharia-
compliant monetary operations (including SBIS/SBSN)
3 Calculation Formula
4
Flexibility
LO
Percentage of rupiah securities held by a conventional Percentage of sharia-compliant rupiah securities held by
commercial bank to rupiah deposits
an Sharia bank to rupiah deposits
Under certain conditions, the securities used to meet the MLB
may be used for repo transactions to Bank Indonesia for open
market operations, totalling no more than 2% of rupiah
deposits
5
Sources of Data
Deposits
on
• Monthly Commercial Bank Reports
Under certain conditions, the securities used to meet the
sharia MLB may be used for repo transactions to Bank
Indonesia for open market operations, totalling no more
than 2% of rupiah deposits
Monthly Sharia Bank Reports
• Rupiah deposits to calculate MLB are the average daily Rupiah deposits to calculate sharia MLB are the
total deposits at all branches in Indonesia
• Rupiah deposits include: (i) demand deposits, (ii) savings
deposits; (iii) term deposits, and (iv) other liabilities
average daily total deposits at all branches in
Indonesia
• Rupiah deposits include: (i) wadiah savings; (ii)
unrestricted investment funds, and (iii) other liabilities
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