IFRS 17 Adoption & Financial Impact Overview

Profitable Growth Strategy Driving Shareholder Value Focus on strong profitable new business growth at attractive returns OPAT and shareholders' allocated equity remain key metrics under IFRS 17 - Strong OPAT and high-quality sources of earnings - Net profit and shareholders' equity higher for 2022, less volatile going forward Robust cash generation with growing free surplus Prudent, sustainable and progressive dividend; returning $10.0b to shareholders Note: (1) Ongoing share buy-back programme AIA 18

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