Investor Presentaiton

GB Auto Segregated Income Statement GB Auto (LE million) Revenues Inter-segment revenues Total revenues Cost of sales (Auto and Auto Related) GB Capital (Financing Business) 1Q20 Elimination GB Auto Consolidation 4,497.7 1,391.0 5,888.7 246.4 26.3 (272.8) 4,744.1 1,417.3 (272.8) (3,896.5) (894.0) 5,888.7 (4,790.5) Inter-segment cost of sales (246.4) (20.6) 267.0 Cost of Sales (4,142.9) (914.7) 267.0 (4,790.5) Gross Profit 601.2 502.7 (5.7) 1,098.2 General, selling and administrative expenses (352.1) (236.0) 0.7 (587.4) Other operating income 19.9 11.0 (0.7) 30.1 Provisions (Net) (2.1) (32.3) (34.4) Operating profit 266.9 245.3 (5.7) 506.5 Finance cost/income FOREX Net profit/(loss) before tax Income tax (256.1) (3.3) 5.7 (253.6) 19.5 13.1 32.6 30.4 255.1 285.5 (9.4) (59.9) (69.3) Net profit/(loss) after tax and before NCI 21.0 195.2 216.2 NCI (26.1) (51.7) (77.8) Net profit/(loss) after NCI (5.2) 143.6 138.4 Eliminations of inter-segment items compose of trading of Auto and Auto related, Leased items as well as reclassification between cost of sales and finance cost for consistent application of consolidation procedure of the group. Historical data for GB Auto Group's segregated financials can be downloaded at ir.ghabbourauto.com/fundamentals INVESTOR PRESENTATION | FIRST QUARTER 2020 27

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