Visa Investor Day

VISA Cash is the single biggest opportunity Visa Inc. Developed Markets (2012) Visa Inc. Emerging Markets (2012) PCE ~$13T PCE Cash/ Check % of PCE 41% PCE -$10T Cash/ Check % of PCE PCE 62% PCE '13-16 CAGR Cash/Check Opportunity PCE '13-16 CAGR Cash/Check Opportunity 4% ~$5T 10% ~$6T Note: PCE defined as Purchase PCE (does not include non-financial transactions); excludes Europe Source: PCE growth from Oxford Economics (Nominal $); all other data from Euromonitor Merchant Segment Survey estimates, 2013 12 | Visa Investor Day

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