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Investor Presentaiton

BRINGING OUR PURPOSE TO LIFE CHOICES ABOUT WHO WE SERVE • WHO we bank • HOW we bank WHAT we care about SHAPE A WORLD WHERE PEOPLE AND COMMUNITIES LIVE THRIVE! • CHOICES ABOUT HOW WE OPERATE HOW we organise ourselves HOW we behave HOW we measure & communicate our progress WHAT WE CARE ABOUT Housing Environmental Sustainability Our focus ... Leading to ... Our focus ... Leading to ... Our focus ... Financial Wellbeing Leading to ... Homes to Buy Homes to Rent Home ownership Housing choice Energy Lower carbon emissions Financial Access Water Water stewardship Financial Fitness Economic participation Financial resilience Access to Housing Housing security Waste Waste minimization ANZ 3

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