Investor Presentaiton

Financial leasing: Steady improvement in asset quality with sound and prudent accounting policies • • • The NPL was 1.06%, and the asset quality improved steadily, demonstrating the strict risk control system and strong asset management capability of the Company The proportion of interest-earning assets overdue for more than 30 days (“30+ Proportion”) further declined to 0.92%, indicating a trend of continued improvement in the Company's asset quality going forward The NPL coverage rate was around 236%, reflecting the sound and prudent accounting policies of the Company 1.06% NPL 30+ Proportion NPL Provision coverage rate 1.06% 0.94% 0.92% 242% 236% 2021 2022 1H 2021 2022 1H 2021 2022 1H 10

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