Financial Performance Report Q1 2023

Key Ratios bank bjb Sharia Sharia 1Q22 1Q23 YOY (%) CAR 23.6 21.3 -2.3 NPF Gross 3.5 4.4 +0.9 NPF Nett 1.8 2.8 +1.0 ROA 1.4 0.7 -0.7 ROE 9.7 5.1 -4.6 BOPO 81.8 91.3 +9.5 87.3 90.0 +2.7 FDR NIM 5.6 5.0 -0.6 bank bjb Syariah 39

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