Investor Presentaiton

Global Wealth & Insurance - Revenues & Volumes Revenues (TEB) ($ millions) Mutual Fund Market Share in Canada (% vs. Schedule 1 Banks) 1 12% Y/Y 1,117 1,090 32.8% 996 178 179 172 18.5% 17.5% 15.7% 11.7% 3.8% RBC TD Scotia CIBC BMO National Bank Spot AUM ($ billions) 912 938 824 Q2/13 Q1/14 Wealth Management Insurance 18% Y/Y Q2/14 153 159 135 Q2/13 Q1/14 (1) Source: IFIC member firms as of March 2014. Excludes Scotiabank's investment in Cl Financial and Tangerine. May not add due to rounding. 23 Q2/14 Scotiabank Global Banking & Markets - Revenues & Volumes Revenues (TEB) ($ millions) Average loans & acceptances ($ billions) 8% Y/Y 11% Y/Y 978 924 40 40 43 885 467 391 448 Q2/13 494 476 511 Q2/13 Q1/14 Q2/14 ■Global Corporate & Investment Banking Global Capital Markets 24 Q1/14 Business & Government Q2/14 All-Bank Trading Revenue (TEB, $ millions) 376 390 407 402 425 Q2/13 Q3/13 Q4/13 Q1/14 Q2/14 Scotiabank 12

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