Mobilizing Finance for ESG Initiatives and Economic Resilience

Other Regions Leading Caribbean & Central American franchise Caribbean & Central America Asia Leading bank serving retail, commercial and corporate customers Major markets include the Dominican Republic, Jamaica, Trinidad & Tobago, Costa Rica, Panama and The Bahamas Sharpened geographic footprint by exiting higher risk, low growth jurisdictions including Haiti, El Salvador, Puerto Rico, US Virgin Islands, British Virgin Islands, Belize and 8 of the Leeward Islands Dominican Republic: #4 bank Acquired Banco Dominicano del Progreso in 2019 China: ~18% interest in Bank of Xi'an CAD $945MM carrying value as of July 31, 2021 • Bank of Xi'an reported $511MM of net income for the twelve months ended October 31, 2020, of which Scotiabank's share is 18% 33

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