Overstock Investor Presentation Deck

Strong Balance Sheet Cash $371 Million -13%-$56M vs. Q3'22 overstock. ‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒ 1 Cash less long-term debt. Long-term Debt $34 Million -3% / -$1 M vs. Q3'22 No significant debt maturity until March 2030 ‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒ Share Repurchases $80 Million 1H 2022 $60M. Q4 2022 $20M ------ ------ ‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒ Strategic use of cash in FY 2022 tZERO Series B Funding $15 Million Q1 2022 and Q3 2022 investment tranches ‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒ ‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒‒ Net Cash Position ¹ $337 Million -14% / -$55M vs. Q3'22 ‒‒‒‒‒‒‒‒‒ 26

View entire presentation