Fiscal First Quarter 2023 Financial Results

Operational Performance Metrics Monthly Index vs. 3 years ago 200 190 180 170 160 150 140 130 120 110 100 Total Credit 2022 2023 U.S. Payments Volume Index vs. 3 years ago Fiscal First Quarter 2023 Financial Results Debit Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan 1-21 200 190 180 170 160 150 140 130 120 110 100 Total Card Present Jan Feb Mar Apr Note: The charts reflect a comparison of volume indexed to three years ago, with January - December 2022 indexed to 2019, and January 2023 indexed to 2020. Refer to Operational Performance Data footnote for further information on these metrics. VISA Card Not Present Card Not Present, Excluding Travel May Jun Jul Aug Sep Oct Nov Dec Jan 1-21 Ⓒ2023 Visa. All rights reserved. 5

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