Clover Health Investor Day Presentation Deck

Step 4: Designing "Obvious" Plans Five Burning Questions Is my PCP in the network? Is my hospital in the network? Is my specialist in the network? Are drugs covered? What is the plan going to cost me? Open Access Narrow Upending the Trade-off: Access vs Cost Low Clover Typical HMOs We offer plans with the access of a PPO at lower than HMO costs. Typical PPOS Incumbents Annual Cost High 21

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