Scotiabank Mexico Business Overview

Highlights Strong liquidity, stable funding • Strong liquidity well in excess of regulatory requirements o LCR1 of 122%, down 3% Q/Q and 1% Y/Y o HQLA of $211B, down $3B Q/Q and up $16B Y/Y, is substantially comprised of Level 1 assets o Pacific Alliance countries LCRs of 125% - 191% • Stability of funding reflected in NSFR2 of 109% • 28.4% TLAC³ is above 24% regulatory minimum • Stable wholesale funding utilization o Wholesale funding of $275B, down $8B Q/Q (driven by lower money market funding) and up $68B Y/Y o Wholesale funding / total assets decreased 67 bps Q/Q to 21.2%, from 21.9% 。 Wholesale funding usage reflects strong asset growth, partially offset by deposit growth 1 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Liquidity Coverage Ratio (April 2015) 2 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Net Stable Funding Ratio Disclosure Requirements (January 2021). 3 This measure has been disclosed in this document in accordance with OSFI Guideline - Public Disclosure Requirements for Domestic Systemically Important Banks on Total Loss Absorbing Capacity (TLAC) (September 2018). 49

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