Investor Presentation 2Q/ 1H2023

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FORWARD-LOOKING STATEMENTS All statements included or incorporated by reference in this presentation, other than statements or characterizations of historical fact, are forward-looking statements. Such forward-looking statements are based on KIB's current expectations, predictions and estimates and are not guarantees of future performance, achievements or results. Forward-looking statements are subject to and involve risks and uncertainties and actual results, performance or achievements of KIB may differ materially or adversely from those expressed or implied in the forward-looking statements as a result of various factors. In addition, even if KIB's results of operations, financial condition and the development of the industry in which it operates are consistent with forward-looking statements contained herein, those results or developments may not be indicative of results or developments in subsequent periods. KIB does not undertake to update any forward-looking statements made herein. Past results are not indicative of future performance. This presentation contains certain data based on internal management estimates, which may have not been independently verified by a third party. Information has been obtained from various sources and are provided to assist the recipient in the evaluation of matters described herein. They may be based on subjective assessments, adjustments and assumptions and may use one among alternative methodologies that produce different results and to the extent they are based on historical information, they should not be relied upon as an accurate prediction of future performance. 17-Aug-2023 INVESTOR PRESENTATION 2Q/ 1H2023 2 KIB Copyright © 2023 by KIB. All rights reserved

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