HDFC Operational & Financial Highlights
HDFC BANK LIMITED
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20.9% owned by HDFC
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ADRs listed on NYSE
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7,183 banking outlets, 19,007 ATMs
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HDFC
WITH YOU, RIGHT THROUGH
Key business areas-
Wholesale banking | Retail banking | Treasury operations
Financials (as per Indian GAAP) for the nine-months ended December 31, 2022
Advances as at December 31, 2022, stood at Rs. 15 trillion
year
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an increase of 20% over the previous
Total deposits stood at Rs. 17 trillion - an increase of 20% over the previous year
PAT (Indian GAAP): Rs. 320.61 bn an increase of 19% over the previous year
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Arrangement between HDFC & HDFC Bank
HDFC Bank sources home loans for a fee
Loans originated in the books of HDFC
HDFC offers a part of the disbursed loans for assignment to HDFC Bank (up to 70% of loans
sourced by HDFC Bank)
HDFC retains a spread on the loans that have been assigned
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Market Capitalisation (December 31, 2022): ~US$ 110 bn
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