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Investor Presentaiton

Climate-related metrics. TCE exposure to customers in the Energy Sector Value Chain ($bn)1. - Sustainability our methodology and approach' For more information, refer to our 2022 Sustainability Index and Datasheet and 'Net-Zero 2030 Targets and Financed Emissions disclosures. Apart from Thermal coal in FY22, definitions used for sectors in the Energy Sector Value Chain currently differ from those used for our 2030 sector targets and financed emissions reporting. Mining and extraction Transport Electricity generation6 00 M Oil and gas refining FY22 FY21 FY20 Oil and gas extraction² 1.87 1.84 2.22 FY22 FY21 FY20 Gas Coal FY22 FY21 FY20 0.54 0.58 0.67 Oil and gas refining FY22 FY21 0.64 0.58 FY20 2.02 Oil and gas exploration² 0.00 0.33 0.56 Black coal 0.18 0.19 0.27 Metallurgical Rail 0.79 0.30 0.28 0.13 0.29 0.21 Brown coal 0.05 0.03 0.03 coal Metallurgical Liquid fuel 0.06 0.12 0.12 coal in Port 0.35 0.32 0.44 0.15 0.02 0.03 diversified miners³ Hydro 0.98 1.26 1.30 LNG terminal5 0.69 0.52 0.57 Thermal coal4 0.20 0.22 0.30 Other renewables 2.35 2.23 1.89 Update on variance between FY21 and FY22 • Distribution and retail FY22 FY21 FY20 Oil and gas 2.58 2.10 1.32 Electricity and gas networks6 3.48 3.80 4.53 Electricity and gas retailers 0.97 1.01 0.77 The energy sector is critical in the transition to a 1.5°C-aligned net-zero emissions economy and we have a role in supporting this change. Customers and transactions in these sectors are assessed using Westpac's ESG Credit Risk Policy, which includes our Climate Action Plan commitments This year, movements in customer exposures have partly been due to commodity prices and exchange rate movements, particularly where exposures are mostly in US$, such as the Oil and Gas sector . In future, we aim to modify our reporting of Energy Sector Value Chain exposure to align with reporting progress against our 2030 sector targets Note: See footnotes on page 133. The information on this page contains 'forward-looking statements' and statements of expectation reflecting Westpac's current views on future events. They are subject to change without notice and certain risks, uncertainties and assumptions which are, in many instances, beyond its control. Please refer to the disclaimer at the back of this presentation. 56 Westpac Group 2022 Full Year Results Presentation & Investor Discussion Pack Westpac GROUP
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