Investor Presentaiton
For personal use only
PORTFOLIO QUALITY¹
ARREARS TRENDS REMAIN BROADLY STABLE
SUMMARY
COMMERCIAL ARREARS (bps)
BOQD
GROUP
•
Low interest rate environment and increased household deposits
supporting lower housing arrears
160
153
148
152
•
Commercial arrears normalised to pre COVID-19 levels
•
Increase in asset finance arrears driven by the impacts of the extended
lockdown in NSW and VIC
125
104
91
93
Feb-20
Aug-20
Feb-21
Aug-21
HOUSING ARREARS (bps)
99
110
ASSET FINANCE ARREARS (bps)
69
109
85
60
85
50
48
85
20
17
74
15
12
54
55
Feb-20
Aug-20
Feb-21
Aug-21
Feb-20
Aug-20
Bank of Queensland Limited 2021 Full Year Results Presentation
(1) Excluding ME Bank. Arrears figures differ from those reported to APRA due to different definitions
Feb-21
Aug-21
30DPD
90DPD
25View entire presentation