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Investor Presentaiton

Financial Summary FY2022 Financial Summary FY2023 H1 Financial Summary FY2021 FY2022(1) FY2022 H1 FY2023 H1(2) JPY billion JPY billion USD million JPY billion JPY billion USD million Total Income 313.0 375.5 2,811.8 173.9 246.1 1,645.0 Income before income taxes 88.5 136.0 1,018.4 76.3 111.8 747.7 Net income attributable to owners of the parent 57.6 92.8 694.8 57.5 79.4 530.8 Credit related costs (/gains) 32.0 42.0 313.8 13.6 9.8 65.5 Loans outstanding Total assets 14,346 15,058 112,771 14,527 14,888 99,534 21,509 21,482 160,881 21,597 21,783 145,627 Total capital ratio 17.12% 16.52% Common equity Tier 1 capital ratio 16.97% 16.34% (1) USD/JPY = 133.53. Consolidated as of March 31, 2023. (2) USD/JPY = 149.58. Consolidated as of September 29, 2023. Financials in FY 2023 H1 may be updated after independent accountant review. 15 DBJ
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