BRI Performance Highlights and Green Initiatives
LOAN QUALITY - BANK ONLY
Improving LAR with Conservative Provisioning Strategy
Loan At Risk (LAR)
Current Restructured Loan
24.11%
17.11%
17.33%
SML
3.87%
3.70%
10.42%
3.08%
NPL
BRI
2.82%
2021
2022
2021
2022
2021
2022
2021
2022
Covid-19 Restru. Loan - Outstanding
Coverage
Write Off & Recovery Rate
(IDR Trillion)
22.1% 21.2% 21.3% 19.2% 17.8% 16.6%
NPL Coverage
LAR Coverage
Write Off
(IDR Trillion)
Recovery
193.7 186.6 190.6
175.2 166.2 157.0
8-8-8-8-8-8-0-0-0-0
14.8%
12.9%
11.6% 10.4%
291.54%
48.00%
35.56%
144.3
129.6
4.6 -2.6 0.8 -5.3 -2.6 -0.1 -4.8 -4.2 -3.7 -4.0
116.5
107.2
278.14%
59.1%
20.2
14.6
60.9%
11.9
8.9
Sep Dec Mar
2020
Jun Sep Dec Mar
2021
Jun Sep Dec
2022
2021
2022
2021
2022
2021
2022
2021
2022
Total
- Monthly
% to Total Loan
Note: All numbers are bank only, unless stated as consolidated
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