Q1 2023 Financial Report slide image

Q1 2023 Financial Report

Retail Banking Q1 2023 Summary Total Experience focus Provide superior customer experience in every available customer service channel ▸ Continued programme to strengthen employee experience and engagement 000 Business performance Continued customer acquisition growth Sales volumes growth in key business lines, especially in personal loans (in March the highest monthly sales ever) Strong total income growth - 1.5 times more than in Q1 2022 Business transformation Strategic programmes focused on digital acceleration and simplification of the comercial offer to clients with fewer products Increased number of digital and mobile customers ▸ Optimization of the retail banking network: 2 branches closed in Q1 2023 Santander 9
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