Investor Presentation

Investments Profile / Strategy / Sustainability / Environment / Financials / Appendix Investments grew by 11% YTD from fixed rate securities Investment portfolio increased by 11% to SAR 57.9 bn as of 30 September 2023. Growth of investments during 9 month of 2023 comes from increasing fixed rate securities by 12% YTD. Investment portfolio has a stable structure with more than 90% of the securities being fixed rate. Around 64% of the investment portfolio is represented by governmental & quasi- governmental securities. Net Investments Movement YTD (SARbn) 5.5 52.2 +11% (0.0) Investments, Net (SARbn) +11% 56.4 57.9 52.2 +3% QoQ 4Q-22 2Q-23 3Q-23 Net Investments Composition, 3Q-23 (SARbn) Fixed rate Floating rate Funds & equity Net Investments Movement by Counterparty YTD (SARbn) 0.2 57.9 4.5 52.2 +11% (0.2) 2.7 2.9 52.2 1.3 57.9 +12% 4Q-22 Fixed rate -0% Floating rate +6% Funds & equity 3Q-23 4Q-22 +14% Government & quasi-government -1% Corporate +33% Banks & other Fl 3Q-23 Riyad Bank - Investor Presentation - 30/09/23 General Business 28

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