Q3 FY 23 Investor Presentation

Robust Funding Management and Credit Profile 20+ Lender Relationships 22 22 NCDs, 11% NHB, 23% Diversified and Balanced Funding Mix Sources of funds mix(%) Others, 4% Banks, 62% Avg. tenureof Q3 FY 23 FY22 FY21 borrowings(month S) 85.9 84.7 83.3 • Others represents Securitisation Credit Rating (ICRA)- Upgraded to AA-from A+ • Credit Rating (CARE) - Upgraded to AA-from A+ No Exposure to Short term loan incl CPS Q3 FY 23 Investor Presentation Public Sector Private Sector DFI NHB International Finance Corporation HDFC Bank Axis Bank Federal Bank Kotak Bank SBI Bank of Baroda Indian Bank Bank of Maharashtra APTUS™

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