CalBank Banking Sector Overview & Competitor Benchmarking

CalBank | Operating performance & profitability Profitability (GHS Mn) Operating Income Composition (GHS Mn) CAGR: 11.11% Total Income Net Profit 745.7 791.3 688.6 596.4 519.3 153.2 LLL 173.4 CAGR: 8.89% CAGR: 19.42% Non-funded income Net interest income 165.7 78.3 213.8 222.9 220.2 63.1 97.6 -809.8 276.2 145.3 592.7 522.9 518.1 469.5 421.6 67.1 153.0 FY18 FY19 FY20 FY21 FY22 Q123 FY18 FY19 FY20 FY21 FY22 Q123 Source: Company filings 28 CalBank

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