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Investor Presentaiton

NPLs & Allowance for Loan Losses NPL's by Product BANCO COMPARTAMOS, S.A. I.B.M. NON PERFORMING LOANS BY PRODUCT 1Q14 1Q13 4Q13 PRODUCT TOTAL PORTFOLIO NPL NPL RATIO WRITE-OFFS TOTAL PORTFOLIO NPL NPL RATIO WRITE-OFFS TOTAL PORTFOLIO NPL NPL RATIO WRITE-OFFS C. Mujer 9,496 168 C. Comerciante 3,267 113 1.77% 3.45% 100 72 10,114 297 2.93% 64 9,149 158 2,049 106 5.17% 23 2,784 108 1.72% 3.91% 226 107 Subtotal Grupal 12,763 281 2.20% 172 12,163 403 3.31% 87 11,933 266 2.23% 333 C. Individual 1,597 128 8.05% 92 1,615 63 3.92% 17 1,853 112 6.06% 145 C. Adicional 118 2 1.55% 2 162 7 4.49% 2 102 3 2.50% 4 C. Crece y Mejora 2,497 95 3.81% 81 2,437 114 4.67% 36 2,559 95 3.70% 141 Subtotal Individual 4,212 225 5.36% 175 4,214 184 4.38% 55 4,514 210 4.64% 290 TOTAL 16,975 506 2.98% 347 16,377 587 3.58% 142 16,447 476 2.89% 623 * Figures expressed in Mexican pesos (millions) Allowance for Loan Losses 1Q14 1Q13 4Q13 Risk %Allowance Balance Allowance %Allowance Balance Allowance %Allowance A-1 0.5% 12,193 63 0.5% 11,204 52 A-2 2.3% 195 4 2.3% 514 12 B-1 3.6% 123 4 3.4% 74 B-2 4.5% 2,577 117 4.5% 53 B-3 5.5% 505 28 5.7% 183 10 22320 0.5% 2.2% Balance 11,189 367 Allowance 55 8 3.4% 33 1 4.5% 19 1 5.7% 201 11 C-1 6.8% 475 32 6.7% 2,423 162 6.7% 3,139 210 C-2 10.0% 107 11 9.7% 1,029 99 9.4% 633 60 D 23.0% 118 27 24.9% 122 30 25.3% 159 40 E 70.3% 682 479 73.0% 776 567 69.4% 706 490 Total 16,975 766 16,377 938 16,447 877 Coverage Ratio¹ 1.51 1.60 1.84 1Allowance for loan losses/Non-performing loans 33 Compartamos Banco Tu especialista en microfinanzas
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