Investor Presentaiton
Behaviouralized ALM as of 31 March 2022- BHFL BAJAJ FINANCE LIMITED
in Crore
Particulars
1-7 D
8-14 D 15-30 D >1-2 M
>2-3 M >3-6 M >6 M-1 Y >1-3 Y
>3-5 Y
>5-7 Y
>7-10 Y
>10 Y
Total
Cash & Investments
687
451
518
1,655
Advances
467
325
419
932
891
Other inflows
202
252
949
517
1,366
Total Inflows (A)
1,357
1,028
1,368
1,449
2,258
Cumulative Total Inflows (B)
1,357
2,384
3,752
5,201
7,459
2,653 4,469 12,851
569 1,043 1,385
3,739 5,512
11,198 16,710 30,947 40,228 46,159
8,146
5,570
361
1,136
9,129
14,236 9,281 5,931 5,547 5,560 57,266
51,707 57,266
5,118
429
4,641 46,482
919
Borrowings
766
499
85
946
1,832
2,906
6,880 20,893 6,116
1,124
565
1,799 44,411
Capital Reserves and Surplus
6,741
6,741
Other Outflows
496
438
1,232
Total Outflows (C)
1,262
937
1,317
Cumulative Total Outflows (D) 1,262
2,199
3,516
490
1,436
4,952
251
646
29
21
2
2,500
2,083 3,552 6,909 20,914 6,125 1,126 3,065 8,541
7,035 10,587 17,496 38,410 44,535 45,660 48,726 57,266
9
6,113
57,266
Mismatch (E = A - C)
94
91
51
13
175
187
Cumulative mismatch (F = B-D)
94
185
236
249
424
611
(7,463) (4,307) 499
(1,396) (6,677) 3,156 4,806 2,482 (2,981)
(786)
2,981
Cumulative mismatch as %
(F/D)
7%
8%
7%
5%
6%
6%
(4%)
(19%) (10%)
1%
6%
0%
Permissible cumulative gap %
(10%)
(10%)
(20%)
Additional borrowings
1,176
possible
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