Financial Review Q2 2010

International Commercial: Lending Portfolio Q2/10 = $34 billion Transportation 7% Government 8% Wholesale and retail 11% Financial services 11% Hotels and leisure 6% Utilities 6% Oil and gas 4% RG Premier Bank Real estate 11% 6% Telecommunications and cable 4% Mining and primary metals 3% Food and beverage 3% Agriculture 2% Other 18% Good diversification Closely monitoring Caribbean hotel exposures $1.4 billion exposure in the Caribbean, most accounts well secured Tourism remains generally weak; expect gradual improvement in 2010/2011 Scotiabank Trading Results Within One-Day VaR 20 15 250 10 5 0 (5) (10) (15) (20) Scotiabank M -Actual P&L 1-Day VaR 45 Average 1-Day VaR Q2/10: $13.4MM Q1/10: $14.6MM 46

View entire presentation