Scotiabank Investor Presentation

2006 - A Record Year 2006 Results vs. 2005 ✓ EPS: 178.7¢ - up 38.7% ✓ ROE: 25.05% vs. 20.72% ✓ ROA : 3.70% vs. 3.16% ✓ Productivity: 41.93% vs. 45.55% Another Dividend Increase ✓ + 16.7 cents to 70 cents Strong Capital Ratio - 19.23% Other Achievements ✓ Loan Growth: $1.4B or 26% to $6.9B ✓1 : 2 bonus issue to shareholders ICC Cricket World Cup WEST INDIES 2007 Scotiabank OFFICIAL SPONSOR FINANCIALS Investor Presentation, 29 January 2007 Mello

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