HDFC Q3 FY22 Financial Highlights

IMPROVED AFFORDABILITY Best affordability in 2.5 decades Government support towards housing has helped improve affordability 60 50 40 40 Property Value (Rs. 100,000) & Affordability 50 30 20 20 10 10 22.0 0 15.6 11.1 8.3 6.6 5.9 5.3 5.1-4.7 4.3 4.7 5.0 5.1 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 Property Cost Representation of property price estimates Based on customer data 2006 2007 5.1 4.5 4.7 4.8 4.6 4.7 4.6 4.4 4.1 3.8 3.7 3.5 3.3 3.2 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Affordability Annual Income Affordability equals property prices by annual income HDFC WITH YOU, RIGHT THROUGH 18.00 16.00 14.00 12.00 10.00 8.00 6.00 4.00 2.00 0.00 Annual Income (Rs. 100,000) 100

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