Currency and Interest Rate Outlook slide image

Currency and Interest Rate Outlook

K KASIKORNTHAI KLeasing Highlights in 1H21 June 2021 (Thousand Units) 1,500 1,331 ลีสซิ่งกสิกรไทย 开車租赁 KASIKORN LEASING KLeasing vs. Industry (Bt.bb 1,042 1,008 792 872 882 1,000 800 769 114.9 100 114.8 114.9 108.1 97.1 89.2 89.8 88.7 90.7 500 2013 2014 2015 2016 2017 Total Car Sales in Thailand 377 50 2018 2019 2020 1H21 Kleasing Outstanding Loans Market Share by Total Outstanding Loans (%)* Industry Outlook: ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK 1H21 industry car sales totaled 377,262 units, increasing 14.81% YoY KLeasing Highlights: 1H21 KLeasing loans totaled Bt114.86bn, increasing 1.98% YoY 1H21 KLeasing NPL ratio was 1.09%, lower than the Thai commercial bank average ratio KLeasing Outstanding Loans Breakdown** (%) 50 Floorplan 7% 30 31 28 28 28 27 27 29 29 29 25- Fleet/ 12 12 11 1111 14 15 16 16 16 Finance 8 8 8 9 9 88777 Lease 22% 0 TTB AYCAL TISCO SCB KK KLeasing Hire Purchase ■2017 2018 2019 2020 1Q21 71% Note: * Excluding captive and non-bank leasing; Lasted Data as of 1Q21 ** New car includes HP New car, Fleet finance, Finance lease (FL) and Floorplan Used car includes Car to Cash (K-Car / Car registration loan) and other used cars บริการทุกระดับประทับใจ Carto Other Used Cash 14% Car 1% New car 85% 91 K KASIKORNTHAI KF&E Highlights in 1H21 June 2021 (Bt.bn) 25.0 แฟคเตอรี แอนด์ อีควิปเมนท์ กสิกรไทย #KASIKORN FACTORY AND EQUIPMENT KF&E Outstanding Loans 25.11 22.88 20.38 20.0 17.63 14.80 15.0 10.0 5.0 00 25.26 Industry Outlook: ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Growth in Equipment Leasing (EQL) business forecasted using numerous factors including total import volume of machinery and equipment, direction of government policy, domestic and international business growth opportunities, and Capital Investment Index, including the labor cost factor that causes switching to use machines instead of human labor. KF&E Highlights: ■KF&E outstanding loans were Bt25.26bn, increasing 9.43% YoY 0.0 2016 2017 2018 2019 2020 1H21 KF&E currently ranked #1; maintaining lead position in equipment leasing industry Note: In 2010, KASIKORN FACTORING (KFactoring) was renamed KASIKORN FACTORY AND EQUIPMENT (KF&E) to better reflect their business, focusing on offering leasing services for machinery and equipment; the factoring business operation of KFactoring was transferred to KBank บริการทุกระดับประทับใจ 22 92
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