LRS 2023-27 Execution Plan

Financial statement summary - BHFL Financials snapshot BAJAJ FINANCE LIMITED in Crore Q3 FY23 Q3 FY22 Y-o-Y 9M FY23 9M FY22 Y-o-Y Assets under management 65,581 49,203 33% 65,581 49,203 33% Assets under finance 57,991 43,479 33% 57,991 43,479 33% Interest income 1,428 907 57% 3,749 2,520 49% Fees, commission, and other non-interest income 89 79 13% I 331 189 75% Total Income 1,517 986 54% 4,080 2,709 51% Interest expenses 879 557 58% 2,257 1,549 46% Net Interest Income 638 429 49% 1,823 1,160 57% Operating Expenses 156 123 27% 463 325 42% Loan losses and provisions 30 56 (46%) 67 143 (53%) Profit before tax 452 250 81% 1,293 692 87% Profit after tax 334 185 81% 956 512 87% Ratios Operating expenses to Net Interest Income 24.5% 28.7% 25.4% 28.0% Annualized Loan Loss to Average AUF 0.21% 0.54% 0.17% 0.50% Annualized Return on Average AUF 2.37% 1.79% 2.44% 1.78% Annualized Return on Average Equity 13.32% 11.47% 15.05% 10.86% Earning per share Basic (*) * 0.50 0.38 1.43 1.05 *Not annualized 45

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