FY22 Results - Investor Presentation
Wholesale Banking
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Income Statement
YoY Growth
4%
(38%)
(8%)
(5%)
▼(8%)
>100%
(98%)
(>100%)
(94%)
RM' mil
Net Interest
Income
Non-Interest
Income
Total Income
Expenses
PBP
Impairment
PBT
Tax
PAT
FY22
1,047
239
1,286
254
1,032
1,013
19
(18)
37
FY21
1,006
386
1,393
268
FY22 PAT
FY21 PAT
Positive movement in FY22
1,124
Negative movement in FY22
258
866
200
666
Balance Sheet (RM' mil/%)
Key Ratios
FY21
FY22
YTD Change
FY21
FY22
Gross Loans / Financing¹
28,856
31,063
8%
GIL Ratio¹
2.18%
1.66%
YTD Change
(52bps)
Gross Impaired Loans
628
517
(18%)
CTI
19.3%
19.8%
50bps
Customer Deposits
61,203
53,561
(12%)
Loan Loss Coverage¹
81.7%
160.9%
>1,000bps
CASA
13,477
15,296
14%
ROA
0.86%
0.05%
(81bps)
1.
Reclassified unrated bonds/sukuk from loans to financial investments, with comparative figures restated accordingly
AmBank Group
FY22 Results - Investor Presentation
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