Wholesale Banking - Positioned for Growth
TD TLAC Requirements
Canadian D-SIBS were required to meet their regulatory TLAC requirements by November 1, 2021.
OSFI has stipulated that D-SIBs will be subject to 2 supervisory ratios:
1. Minimum risk-based TLAC ratio as at November 1, 2023, will be: 25.0% (21.50% + 3.5% Domestic Stability Buffer
("DSB")¹)
2. TLAC leverage ratio²: 7.25%
As of Q4-2023, TD's risk-based and leverage-based TLAC ratios both exceed the regulatory minimum
Risk-Based TLAC Ratio³,4
Current Risk-based TLAC Ratio: 32.7%5
| Minimum Risk-based TLAC Ratio: 25.0%7
|
14.4%
CET1
1.9%
1.8%
14.6%
25.0%
Leverage-Based TLAC Ratio³,4
Current Leverage-based TLAC Ratio: 8.9%5
Minimum Leverage-based TLAC Ratio: 7.25%
4.0%
3.9%
0.5%
0.5%
Additional
Tier 1
Tier 2
6
Debt
Senior Total TLAC
Required
CET1
Additional
Tier 1
Tier 2
Senior
6
Debt
7.25%
Total TLAC
Required
TD
40
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