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Investor Presentaiton

RBBG Overview & Transaction Perimeter RBBG - An Established Universal Banking Franchise in Bulgaria Business Overview & Key Highlights (1) • Raiffeisenbank Bulgaria (founded 1994, HQ: Sofia) is a well-established universal bank in Bulgaria • Full range of banking, asset management, leasing and insurance services to Corporates & Retail (SME, Micro companies and Private Individuals) clients • Trusted brand nation-wide, supported by its #1 NPS ranking for customer experience in Retail and Corporate • Focused on innovation and digitalisation, providing high quality services via online banking and its top rated mobile app RaiMobile • Ranked #6 by assets, loans and deposits as of December 2020 • 122 branches and 572 ATMs across Bulgaria, supported by c. 2.5k employees serving c. 635k customers, of which: (1) ~566,000 Private Customers ~60,000 & 4,400 ~4,400 Micro & SME Customers Corporate Customers Transaction Perimeter & Ownership Structure ☑Raiffeisen Bank International Raiffeisen RS Beteiligungs GmbH Raiffeisen SEE Region Holding GmbH ☑ Transaction Perimeter Raiffeisen BANK Bulgaria • Widely recognized industry platform with continuous industry acclaim and awards: The Banker Raiffeisen Asset Mgmt. BG EAD • 2020 Best Employer Award in all industries 1110 • career show index 2020 2020 Best Bank, Private Bank and Asset Manager in Bulgaria (EMEA Finance) Bank of the Year 2019 BULGARIA НИЕ СМЕ СРЕД 50-те най-добри работодатели 2019 Bank of the Year Bulgaria (The Banker) • Both awards received for the 4th year Source: Company information, SNL. (1) As of 31-03-2021 6 Raiffeisen Leasing BG EOOD Raiffeisen Service EOOD Raiffeisen Insurance Broker EOOD KBC
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