Investor Presentaiton
Income Statement by Geography
(€ mn)
CYPRUS
RUSSIA
UK
ROMANIA
GREECE
FY2014
FY2013
FY2014
FY2013
FY2014
FY2013
FY2014
FY2014
Net interest income
919
834
58
97
31
29
15
1
Net fee & commission income
145
132
17
28
5
5
3
Net FX income/(losses) and net
7
18
0
3
1
1
(2)
(1)
gains/(losses) from financial
instruments
Insurance income net of insurance
43
554
57
3
claims
Other income (expenses)
(4)
(19)
2
(0)
(0)
4
2
Total income
1.110
1.022
77
128
37
35
17
8
Staff costs
(220)
(247)
(33)
(51)
(12)
(10)
(2)
(1)
Other operating expenses
(167)
(147)
(39)
(50)
(16)
(14)
(3)
(8)
Total expenses
(387)
(394)
(72)
(101)
(28)
(24)
(5)
(8)
Profit before provisions and
723
628
5
27
9
11
12
0
impairments
Provisions for impairment
(580)
(856)
(265)
(79)
(30)
(21)
(46)
(10)
Gains on derecognition and changes
in expected cash flows on acquired
loans
47
27
Impairment of other financial assets
and non financial assets
(81)
(24)
(84)
(8)
Share of profit/(loss) from associates
5
2
I
Profit before tax
114
(223)
(344)
(52)
__(21).
(10)
(34)
(18)
Tax
(4)
3
(14)
7
(1)
(1)
(1)
(5)
Profit attributable to non-controlling
interests
1
1
59
11
Profit after tax and before one off
111
(219)
(299)
(34)
(22)
(11)
(35)
(23)
I
items
--Bank of Cyprus
KOINO
WKYпPIW
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