New Business Organisation

BNP PARIBAS Businesses 3Q06 revenue split BNP Paribas A Well Balanced Business Mix Geography 3Q06 revenue split South Asia Pacific America 6% 1% Middle East/Africa CIB FRB 20% 4% 26% North America 12% BNL bc Emerging 11% Europe 3% AMS 16% IRFS 27% Other Europe 16% Italy 14% France 44% Strong retail banking base: 58% of revenues Europe is the core market: 77% of revenues BNL Grupp BNP PARIBAS BNP Paribas 169

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