Fourth Quarter Investor Presentation
Notes
Slide 32:
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3Q21-$36M PAA and $46M PPP, 4Q21 - $25M PAA and $29M PPP, 1Q22 - $19M PAA and $17M PPP, 2Q22 - $16M PAA and $7M PPP, 3Q22 - $15M PAA and $5M PPP, 4Q22 - $11M PAA and $1M PPP,
1Q23 - $10M PAA, 2Q23 - $8M PAA, 3Q23 - $6M. Disclosed PPP impact only refers to legacy Huntington PPP. Legacy TCF PPP deferred fees were zeroed out as part of the purchase accounting process,
and all TCF PPP loans have a purchase accounting discount that is included in PAA metrics
Slide 35:
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Cash equals cash and cash equivalents
Slide 37:
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(2)
Includes reported capital markets fees for the last twelve months (LTM) ending September 30, 2023, of $248 million, as well as $27 million of other capital markets related revenues reported in other
noninterest income
Treasury Management Fees, gross excluding earnings credit rate
Slide 38:
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Source: S&P Global - Includes all peers: CMA, FITB, ZION, KEY, MTB, PNC, RF, TFC, CFG, and USB as of 3Q23
Slide 40:
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AOCI adjustment aligned to the GSIB reporting requirement - exclusion of AOCI adjusted for cash flow hedges on loan portfolio
Slide 41:
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Source: S&P Global - Includes all peers: CMA, FITB, ZION, KEY, MTB, PNC, RF, TFC, CFG, and USB as of 3Q23 based on available information
Slide 43:
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Source: S&P Global Market Intelligence and filings - Peers includes CFG, CMA, FITB, KEY, MTB, PNC, RF, TFC, USB, ZION
Slide 44:
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Source: S&P Global Market Intelligence and filings - Peers includes CFG, CMA, FITB, KEY, MTB, PNC, RF, TFC, USB, ZION
Source: S&P Global Market Intelligence and filings - Peers includes CFG, FITB, KEY, MTB, PNC, RF, TFC, USB, ZION as of 2Q23
Slide 47:
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Source: S&P Global Market Intelligence and filings - Peers includes CFG, CMA, FITB, KEY, MTB, PNC, RF, TFC, USB, ZION
2023 Fourth Quarter Investor Presentation | 61
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