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Investor Presentaiton

...That Outperforms the Competition Higher Statutory Capital vs. Reserves¹ Lower Adjusted Debt-to-Capital² Lower Credit Losses³ ~$20B OF STAT CAPITAL 11.1% Athene 9.0% AA-/A+ Rated Company Average 14.7% Athene 23.1% AA-/A+ Rated Company Average Trailing 5 Year Avg. (2018-2022) 9 bps Athene 14 bps Industry Average 1. Athene metrics are net of non-controlling interest in ACRA, as of March 31, 2023. AA-/A+ Rated Companies metrics as of December 31, 2022 per SNL Financial. AA-/A+ Rated Companies are: PFG (A+), MET (AA-) GL (AA-), and PRU (AA-). 2. Refers to Athene adjusted debt-to-capital ratio as of March 31, 2023. AA-/A+ Rated companies metrics as of December 31, 2022. AA-/A+ Rated Companies are: PFG (A+), PRU (AA-), MET (AA-) and GL (AA-). 3. Peer U.S. statutory impairments per SNL Financial. Industry average includes AEL, CRBG (Formerly AIG L&R), AMP, BHF, EQH, F&G, LNC, MET, PFG, PRU, VOYA and Transamerica. For Athene, U.S. statutory data adjusted to include impairments and assets in Bermuda. ATHENE 8
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