IDFC FIRST Bank Merger and Financial Overview

Sustained increase in Core Operating Profit (Profit excluding Trading Gain) Yearly Operating Profit (excluding Trading Gain) 3Yr CAGR of 36% 44% YoY Growth (Rs. Cr) 1,105 FY19* 8% 60% 1,909 1,764 44% 2,753 FY20 FY21 FY22 * H2-FY19 actual annualized Profitability Exit Quarter Operating Profit (excluding Trading Gain) (Rs. Cr) 3Yr CAGR of 45% 106% YoY Growth 276 275 Q3-FY19** ** Merger Quarter -13% 70% 468 405 106% ཌརའ་༩ 836 Q4-FY19 Q4-FY20 Q4-FY21 Q4-FY22 54 IDFC FIRST Bank

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