Investor Presentaiton

Loan Growth by Business Line Canadian Banking1 International Banking1 Global Banking and Markets +12% (Constant Dollar Basis)² 442 +12% 434 395 161 78 81 +25% 157 65 55 -7 +11% 143 69 69 6 F 71 72 +4% 89 90 +12% 81 60 7 19 199 19 +31% 123 111 8 +21% 94 +4% 43 44 +16% 38 278 282 255 +11% 18 Q4/21 Q3/22 Q4/22 Q4/21 Q3/22 Q4/22 Residential mortgages Personal loans Credit cards Business Q4/21 Q3/22 Q4/22 2 Figures are on a constant dollar basis. Refer to non-GAAP measures on page 17 of the Management's Discussion & Analysis in the Bank's 2022 Annual Report, available on http://www.sedar.com 1 May not add due to rounding 32 32

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