Strategy 2030: Investments to Future-Proof SEB

24 Fixed income, currencies and commodities from a long-term perspective Markets income by main product cluster Rolling four quarters applied. Excluding XVA Currencies and Commodities Fixed Income Equities Q4-12 Q4-13 Q4-14 Q4-15 Q4-16 Q4-17 Q4-18 Q4-19 Q4-20 Q4-21 Q3-22 Operating income Jan-Sep 2022 vs. Jan-Sep 2021 Operating income growth over time Compounded annual growth rate (CAGR) Max +25% Average Min -20% 220% Q4 2012 Q3 2018 Q3 2018 Q3 2022 85% Currencies and Commodities +1% +21% Fixed Income -14% -7% -15% Equities -8% +5% Currencies Commodities -60% Fixed income CAGR total -6% +12% Equities SEB

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